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The Stratton Finance Process

© Stratton All rights reserved           Australian Credit Licence No.364340 

Get started today to get the keys in your hands sooner. 

Here's why over 150,000 people have chosen Stratton Finance

Compare Rates

A dedicated finance consultant will help find loan options from our panel of over 40 lenders without affecting your credit score. 

Apply

If you choose to apply, the finance consultant will manage all the paperwork, keeping you updated through the loan application process.

Get Approved

Decisions are usually within 24 to 48 hours.  If approved, we’ll organise with the lender for the funds to be transferred so you can pick up your new car, ute, boat, jetski, caravan, motorhome, etc.

Got a question? We have an answer!

What kind of finance options exist?

Depending on your requirements, there are loan types for both personal or commercial use. For personal use, loan types can include a secured consumer loan or a secured personal loan. For commercial, we offer a wide range of commercial and equipment finance solutions including a chattel mortgage, asset lease and cashflow finance.
                                                                                                

When do I need to apply by?

When will I receive my gift card?

If you enquire before 30 April 2025 and settle a loan with a Stratton Finance panel lender by 30 April 2025, our team will ensure that your $200 Activ Virtual Visa card is sent out to you by 31st May, 2025.

                                                                                             

To receive a $200 Activ Virtual Visa card, your enquiry via the above form needs to be received by 30th April 2025, and application must be submitted, approved, and settled before 30th April 2025.

                                                                                               

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Terms & Conditions

IMPORTANT INFORMATION

Information is correct as at 11 December 2024 and subject to change.

Information provided is factual information only and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser

All applications for credit are subject to lender credit assessment and eligibility criteria. Terms, conditions, fees and charges apply. Stratton Finance Pty Ltd Australian credit licence 364340.

Terms & Conditions for Apex Hunters $200 Cashback Promotion 

1. Information on how to enter and the prizes forms part of these Terms and Conditions of Entry. Entry into the Promotion constitutes acceptance of these terms and conditions.

2. The Promoter’s decision in relation to any aspect of these Terms and Conditions of Entry and the Promotion is final and binding on every person who enters. No correspondence will be entered into.

3. The Promoter is Stratton Finance Pty Ltd (Stratton) (ACN 070 636 903), 1/435 Williamstown Road, Port Melbourne, VIC, 3207, Australia (Promoter).

4. The Promotion commences at 12:01am on Wednesday 11 December 2024 with enquiry via the above form closing at 11:59 pm on 30 April 2025, and applications submitted, approved, and settled by 30 April 2025 (Promotion Period).

5. Applications approvals are subject to lender assessment and eligibility criteria. Terms, conditions, fees and charges apply


Eligibility for Promotion (Eligible Entrant):

6. Applications must be for a Stratton Finance personal loan secured from one of our lenders against a vehicle, motorbike, marine asset, caravan/RV, or a business commercial asset (unsecured personal loans are excluded).

7. Enquiries, applications, and settlements must be made within the Promotion Period to qualify for the promotion.

 

How to Enter:

8. Entry is open to applications for a Stratton Finance personal loan secured from one of our lenders against a vehicle, motorbike, marine asset, caravan/RV, or a business commercial asset (unsecured personal loans are excluded) whereby enquiries, application, and settlements are made within the Promotion Period.

 

Prize Details:

9.  An Eligible Entrant will receive one Activ™ Virtual Visa Card valued at $200 for their first settlement are made within the Promotion Period (Prize).

10. Eligible Entrants will receive an email containing a link to redeem their prize by 31st May 2025.

11. The prize is not exchangeable or transferable, nor redeemable for cash. The Promoter shall not be liable for prizes being lost, stolen, damaged or tampered with in any way before or after redemption.

12. If the Promoter is unable to provide an Eligible Entrant with the nominated Prize, the Promoter reserves the right to supply an alternative prize of similar monetary value to the nominated Prize.

Promoter’s Disclaimer:

13. The Promoter is not liable for any loss or damage suffered (including but not limited to indirect or consequential loss), or for personal injury suffered or sustained as a result of taking any Prize, except for any liability that cannot be excluded by law.

14. This Promotion may be amended or withdrawn at the Promoter’s discretion, and these Terms and Conditions may be amended by the Promoter at any time during the Promotion Period, subject to any direction from a regulatory authority.

15. Unless otherwise advised, this Promotion is not available in conjunction with any other promotion or offer.

16. Apex Hunters United may receive a financial benefit for any referrals to Stratton Finance if your loan settles with one of Stratton Finance's panel of lenders. 

ACTIV VIRTUAL VISA CARD TERMS AND CONDITIONS

16. The Activ™ Virtual Visa Card is issued by Heritage and People’s Choice Limited pursuant to a licence from Visa Worldwide Pte Limited. The Card is not reloadable, and is valid until the date shown on the front of the Card. Any remaining available balance will be forfeited on the expiry date. For Full terms and conditions visit https://activgiftcard.com.au/terms-conditions/


See over 2,500 more reviews

Like you, we're big fans of Scott & Elliot - so we're here to help you finance your next vehicle or asset.

Don't miss the apex - now’s your chance
to get even more!

Settle your loan through one of Stratton Finance's panel of lenders before April 30th 2025,
and we’ll give you $200 cashback,
subject to terms & conditions*.

Voted #1

Voted 'Best Car Loans' by
Product Review for the last
4 years and 'Best Large-Size Brokerage' by WeMoney

Over 25 years of experience

We're one of Australia's leading asset finance brokers. 

Dedicated consultant 

One consultant to guide you through every step of the way.

Super fast decisions

Fast lender decisions, and if approved, settlements are often within 24 hours.

Easily compare options

Access a wide range of products and services to meet your needs.

Panel of over 40 Lenders

Get access to great rates from a leading network of lenders.

Submit your details to be eligible

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