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The Stratton Finance Process

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Get started today to get the keys in your hands!

Here's why over 150,000 people have chosen Stratton Finance

Meet some of our network partners

With over 25 years experience, we have built an unmatched panel of partners which gives you access to products and services to suit your needs.

Over 25 years of experience

We're one of Australia's leading asset finance brokers. 

Easily compare options

Access a wide range of products and services to meet your needs.

Super fast decisions

Fast lender decisions, and if approved, settlements are often within 24 hours.

Dedicated consultant 

One consultant to guide you through every step of the way.

Voted #1

Voted 'Best Car Loans' by
Product Review for the last
4 years and 'Best Large-Size Brokerage' by WeMoney

Got a question? We have an answer!

What is a car loan and how does it work?

A car loan (also referred to as a secured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright.
                                                                                                

What is a comparison rate and why calculate it?

What are the benefits of a car loan?

Benefits and product features of a car loan include flexible loan repayment periods, the ability to set a balloon or residual payment which will reduce your monthly repayments and lower interest rates versus a personal loan thanks to it being secured against the vehicle itself. As a business, a car loan may help you improve cash flow to your business as well as the potential to claim tax deductions if the car is being used for business purposes (check with your accountant for eligibility). 
                                                                                             

A comparison rate is an interest rate that lenders are required by law to display next to any advertised interest rate. A comparison rate calculates the loan interest rate and fees you may have to pay, including application fees and ongoing loan fees. This allows you to find out the true cost of the loan. We have a comparison rate calculator you can use to help you compare apples with apples.
                                                                                                

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However Stratton Finance and our panel of 40+ lenders are here to assist with finding finance that will get the car, boat, caravan or other vehicle keys in your hands today!

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Compare Rates

A dedicated finance consultant will help find loan options from our panel of over 40 lenders without affecting your credit score. 

Apply

If you choose to apply, the finance consultant will manage all the paperwork, keeping you updated through the loan application process.

Get Approved

Decisions are usually within 24 to 48 hours.  If approved, we’ll organise with the lender for the funds to be transferred so you can pick up your new car, ute, boat, jetski, caravan, motorhome, etc.